Latent Defects Solutions

A latent defect can best be described as a failure in a certain specification in the construction or planning of a building. Most of the time, latent defects are not easily detectable until years after the original construction making it difficult to be covered by the building contractor. Some of the most common cases of defects are Design deficiencies and poor preparation in design, incorrectly chosen materials and poor workmanship.

Latent Defects HelpAny one of these defects can compromise the safety and structure of your building or property which is caused by a fault in the foundation of the building and can cause subsidence, heave, insufficient wind ties or wind posts, damp or even interior and exterior property cracks.

Usually, to the untrained eye, latent defects that are present in a property is extremely hard to see within the first two years (the usual time that a building contractor is obliged to restore all damage and deficiencies) when the signs of deficiencies start to show, a fast claim submission time is vital.

What Can Be Done If Your Property Has Defects?

By hiring a loss adjuster through your insurer, you’re not guaranteed to receive the best entitlement possible, by hiring a public loss adjuster through property defects, you automatically open your property up for a fair and just claim, from a loss adjuster that will work on your behalf.

The services we can offer when your property has been subject to any sort of latent defects are endless, when a claim is submitted, we will firstly visit the subject property. If it is decided that the damage is a result of insured peril, property Defects will appoint their own network of surveyors carry out further inspections.

A claim will then be submitted to the insurer who covers the policy by one of the property defects staff members. Property defects work on a no-win-no-fee basis, so until you win the case and get a complete property renovation or a cash settlement you are satisfied with, we won’t charge a penny for the services we are offering.

To find out how we can possibly assist in your properties deficiency and property damage claim, visit: and start your road to recovery.

What Can a Loss Adjuster Do? | Public Loss Adjusters

Public loss adjusters

Public Loss Adjusters are here to help you with your insurance claim process – they make the whole ordeal a lot easier to deal with. They talk to your insurers directly for you, sPublic Loss Adjusterso it takes the hassle and the stress away from you. With them directly speaking to your insurer, it also ensures that they give you the right price for your damaged property. This is to make sure that all costs associated with repairs are completely covered, so your property is returned back to its pre-accident state.

Public Loss Adjusters work for you, not your insurer, so you can be certain that when they are carrying out their work they always have your best interests at heart. PLA always want you to get the best out of your insurance policy.

Public Loss Adjusters will work on your behalf at absolutely no cost to you – this requires you to choose the contractor that Public Loss Adjusters have partnered up with. However, if you do not wish to choose their designated contractor then they are able to offer their help for 10% + VAT of the settlement fee. If you have any questions or enquiries about our work or what we can offer, then please visit our website at or please do not hesitate to call our specialist team on 08000 434 999.

Why choose public loss adjusters

You should choose Public Loss Adjusters to oversee your work because with them and the contractors they provide they have vast experience in this line of work so they know what you want and also how to deal with the insurance company’s for you.

Another factor to keep in mind is that Public Loss Adjusters work only for you, which means that they are not trying to save the insurance company money. They are trying to restore your property back to its pre-loss state, which means that they endeavour to get every penny you deserve for your property from your insurance company.

Another benefit of choosing Public Loss Adjusters is that we work on a no win no fee basis – if you don’t win your settlement then you won’t pay a penny.

A History of Cavity Wall Insulation Problems

Wondering what cavity wall insulation problems there are and how they could impact you and your property?
The original concept of cavity walls was for them to be used in coastal areas where windblown rain was a problem. Now, it’s a great way to keep your home warm and cut down on your energy bills, but there are several disadvantages which could cause implications in the long run.

Some installers install insulation in properties that aren’t suitable, like steel and timber framed properties. The insulation can cause damp and rot, so it could need to be removed. Damp objects lose heat very easily, because of this, your house could actually become colder due to the damp, instead of warmer. Cavity wall insulation problems are very common amongst households.

When cavity wall insulation first began several decades back, a foam was used which deteriorates over the years, releasing a toxic Urea-formaldehyde gas. If you have this type of installation, it could cause damp as the foam degrades and cause other cavity wall insulation problems. If it has been installed poorly, there can be gaps in the cavity wall, which could mean that some parts of your home will be warm whilst others will be cold. If the insulation gets wet or otherwise damaged, the insulation may need to be removed.

Other problems which may occur include:

  • Structural damage to your home
  • Timber begins to rot
  • Wallpaper starts to peel
  • Water starts to run down where it never did
  • Rising damp appears everywhere

Causing a damp smell, the damp can attract bacteria and fungi. If your cavity is filled incorrectly, the wall doesn’t have any chance of staying dry as the damp will rise up the walls and cause a number of problems.

My Cavity ClaimIn some cases, it can cause structural damage as the bricks will also begin to get moist and therefore deteriorate and fall apart over time. Water can easily get through your walls and soak the cavity wall. Cavity wall insulation problems can be very dangerous and cause a lot of implications in the long run, so it’s important that you seriously consider whether a cavity wall insulation is worth it.

If you have been effected by cavity wall insulation problems visit for help.

Glasgow Loss Adjusters and Insurance Claims Management

Public Loss Adjusters Glasgow are based throughout the UK. We are qualified professionals who work solely for the public, dealing with Insurance Claims. We work closely with you to ensure you receive your full entitlement under your policy, whilst also minimizing your involvement, by organising the entire claim and also managing the process.

After your property has been affected by a fire, flood or storm, we believe it is considerably harder for you to process Insurance Claims alone. Therefore we act as your representative to help you receive your full entitlement.

After having a clear understanding about the Insurance Claim that is being managed, we provide an easier and faster process for you. This includes organising important information in relation to your Insurance Claim.

We offer a unique service in which our expert Loss Adjusters have the answers that you are looking for. Public Loss Adjusters are committed to being one of the best leaders within our industry, in which our clients seek advice.

We work with you personally, ensuring a specialist approach towards you rather than your average claims management business provides. Whilst maintaining practical knowledge of your claim, it is also guaranteed that we deliver the service we promise you. We handle your Insurance Claim in a timely-manner with no complications. With many years of experience, we completely understand how it can be stressful going through the process of an Insurance Claim alone, especially after damage has occurred on your building or home.

From start to finish, we organise all paperwork where necessary, as well as the practical side of your claim. We believe that when working on a claim, it is a team effort. Therefore, we form a strong relationship with you to ensure the very best outcome.

With offices spread across the UK, we have a wide range of skills that are best to serve your claim, with a quick response. Over the years we have produced a team of highly qualified Glasgow Loss Adjusters (  Our advice and services can help you ensuring you receive the very best support for your claim.

Is Your Property in Need of Flood Restoration

Floods can do a lot of damage to your property, leaving it in a condition that is uninhabitable for anyone. What you need when this type of occurrence happens are the professionals, someone who will be able to restore your property back to the way it was. The company for you has to be MMS Contracting! We can recommend flood restoration professionals who are  located all over the UK. This is a service that we provide to all our clients who come to us to manage their property claims on their behalf.

flooded-roomNo matter the cause of the flood, whether it is an internal or external flood, our recommended flood damage restoration specialists will be able to restore your property. We can arrange for chartered surveyors to visit your property and assess any flood damage, informing you and the contractors on what needs repairing. This will then be done in a way that is both time and cost efficient.

Not only will there be obvious damage to your property, but there will most likely be concealed damage. This will be something that our specialists will be able to repair. They will also be able to tell you what the best course of action is and therefore your property will be repaired quickly.

Here at MMS Contracting, we only have one priority and this is to restore the property back to its original condition. This will be done by extracting the standing flood water and then drying out the property. We will restore your property in a way that will mean that you are away from your property for as little time as possible.

We will make sure that this process will be as hassle free for you as possible. This ensures that you can carry on as normal and also that your property will be restored quickly, meaning that you will be able to return to your everyday routine.

If your property has been affected by a flood, then our flood damage repair teams are here to help! Just call our 24 hour helpline now on 0800 865 4999 and speak to one of the professionals.

Need Help With Fire Insurance Claims?

Fire Insurance claims can be tricky and sometimes it is better to seek help from a professional who has the required experience to dealing with this type of disaster. Maybe this is because your head is muddled due to the recent events or because you don’t know what to do first. Either way, you need help with your fire insurance claim and Public Loss Adjusters are here to do that! We are the professional loss adjusters and we will be there with you every step of the way.

There have been many cases that when your insurance company employ a loss adjuster, they ‘adjust’ your claim for the benefit of the insurance company. Also, when they go through your insurance claim they will tell you what they can and can’t do. Everything that they can do will benefit the insurance company.

Here at PLA, when we assess fire insurance claims we make sure that it stays in your favour throughout the whole process. When we go through your insurance claim, we will inform you on what we can and will do. Everything we do will benefit you and only you.

Public Loss Adjusters can do the following things for you to make the process easier for you:

  • Arrange to meet your insurer
  • Make all of the deals and handle all of the negotiations
  • Prepare your fire insurance claim
  • Make sure that you get all that you should out of the final claim

Public Loss Adjusters work on a No Win – No Fee basis, meaning that if your claim is unsuccessful for some reason then you will not have to pay anything. However, if your claim is successful then we will do everything we can to make sure you receive your full entitlement.

If your property has been damaged and YOU need fire insurance claims help, call our 24 hour helpline now on 08000 434 999 and speak with one of our professionals.


Locating Water Leaks With Trace and Access

Trace and Access is the process of finding and locating leaks, whether they are external or internal. It may sound simple to find a leak and to repair it, but what you don’t know is that a leak can sometimes manifest a good distance from the source. This method is one that is both time and cost efficient.

There are a number of methods that can be used to find the source of a water leak. Some of these are thermal imaging, ground microphones and tracer gas. These methods are good to use because very little damage will be done to the property and the leak will be found in a short amount of time.

water-leakThermal imaging is a method of trace and access and it is a set of infra-red cameras which turn the surrounding area onto the screen with the warm and cold areas highlighted. This then helps to determine where the water leak is and makes it easier to repair it without further damaging the property.

Ground microphones is a method that will amplify the sound of the water leak. This enables the professional to trace the source of the leak, which means that they will be able to pinpoint the exact location of the leak and then the specialist will be able to access and repair it. This method of trace and access is one that will find the leak quickly.

Tracer gas is a method that involves injecting a combination of nitrogen and hydrogen into the main pipe system. The gas will then escape from the exact same place as the leak. A gas detector is then used to help identify the source of the leak and then the experts will be able to repair it.

Trace and access is an approach that does very little damage to the property and one that will lessen the repair costs of your property due to the leak being found in a short amount of time.

The Advantages Of Employing Your Own Loss Assessors

Do you know for sure that your insurer will pay all that you are entitled to when you make an insurance claim for damage done to your property? Instead of working with a loss adjuster who is working for the insurer, did you know you can half an independent loss assessor who can work for you?

An independent loss assessor is someone who works for you and only you, guaranteeing that you will gain the very best support and advice. They always put your interests first and they will help you in every way they can when it comes to recovering your property.

They are here to provide you with the knowledge, which will help when it comes to negotiating the final claim. They also have the experience, which means that they can put you on a level playing field with your insurer, meaning that there is a higher chance of success when it comes to the final claim.

Loss assessors ensure that you get all that you are entitled to. They want to make sure that the process is as simple for you as possible and therefore they take the responsibility of:

  • Preparing your claim
  • Making all of the deals and handling all of the negotiations
  • Meeting with your insurer
  • Acting as your personal insurance specialists

The advantage of employing a loss assessor is because when the insurance company employ a loss adjuster, they will be working for the insurance company. A loss assessor makes sure that your claim stays in your favour throughout the whole process and that you receive your full entitlement.

An independent loss assessor works on a No Win – No Fee basis, meaning that if for some reason your claim is unsuccessful you will not have to pay anything. However, if your claim is successful then they will make sure that you get everything that you should.

Helping to ensure you receive your full insurance entitlement

This Is One Of The Best Orange Sim Only Deals You May See

Orange are about to anounce a few of the best sim only deals they have ever offered. At the moment we cannot tell you exactly what these sim only deals will be but what we can say is that the plans will only be offered for 24 hours only.

They plan to release these two great plans on Monday 10th June. We can tell you that these sim only plans are already fantastic value for money.

You may or may not know that Orange recently changed their sim only plans and whilst doing so they became one of the most competetive sim only providers on the market.

In fact they already offer 2 types of plans called ‘The Works’. Both of these 12 month plans are offered with unlimted minutes and texts. One plan also has 1GB of monthy mobile internet for £21 a month. The other has 3GB of mobile data for £26 a month.

If you are not on your mobile phone 24 hour a day then they offer a fantastic value sim for only £8 a month. This includes 500 minutes, 500 texts and 250MB of data. Also for only £11 a month you could receive 1000 minutes, unlimted texts and 250 of mobile data.

If you want to find these sim only contract plus other great offers then you can Visit for more information.

The Best iPad Deals on a Pay Monthly Contract

Sales of laptops have decreased rapidly over the last year. The reason for this is because more people are opting for an iPad insead. compares the best iPad deals that you can buy today. Mainly Yibyab compares pay monthy ipad’s, the kind you get with a mobile contract. So why are these deals so good?

You can get an iPad on contract that comes complete with a data plan. This works by inserting an iPad sim card into it which enables you to access the internet pretty pretty much the same way as a mobile phone. This means you can now recieve mobile data pretty much everywhere.

You can choose from a with range of cheap iPad deals from all the major networks such as 3 Mobile, Orange, T Mobile and Vodaphone. Monthly prices start from as little as £25 a month based on a 2 year contract. Although some of the iPad deals come with an upfront charge, with many of the deals you can get an ipad with no up front cost This is great if you want to spread the cost of your iPad over a period of time.

To find out more about cheap iPad deals along with some of the best sim only deals, iPad sim cards and mobile broadband dongles then you can visit for more details.